We obtain your 3 major credit bureau reports (TransUnion, Experian and Equifax) from IdentityClub, our partner Credit Monitoring site, allowing us to collect information on your full credit history. Our personal Credit Advisor will create a thorough plan to target the negative items that are affecting your credit score.
The credit specialist assigned to your case reviews your negative items with you and sends you a personalized copy of your report. They then draft and send the appropriate validation letters to the credit bureaus. Your Credit Advisor specifies each item to ensure the best method of removal is matched to your negative item.
If a negative item requires more care or correspondence to remove, the validation is escalated to ensure the best results possible. Sourcing a series of laws, including the Fair Credit Reporting Act, we ensure your credit rights are accurately represented while staying strictly within the confines of the Credit Repair Organizations Act.
We offer individualized communication directly with your personal Credit Advisor through email or through our 24/7-accessible client portal. With over 3 years of experience in the industry, our team has developed resources for personal finance instruction and positive credit card and loan practices that are sent to you throughout the credit repair process.